Incfile Versus ZenBusiness: A Review

You have plenty of choices when it comes to business formation services. You need a service that combines quality, expertise, speed and value for money. We think it’s important to compare our services and how they match up to our business formation competitors. That’s why we’ve put together this objective review, comparing our services with one of our competitors, ZenBusiness.

We’ll take you through each of the steps involved in starting a business and show you how Incfile and ZenBusiness contrast with each other.

Incfile Compared to Zen Business: A Summary

Cost for Standing an LLC (Basic Package)

$0 + state fee

$49 + state fee

Registered Agent

Free for the first year, then $119 a year thereafter

$119 a year

Expertise & Information on LLC Formation

Arriving at the Incfile and ZenBusiness Company Formation Websites

What can you expect when you visit the websites for the first time?

  • Incfile’s front page is clear and easy to understand, getting you straight into the process of starting a business. Incfile starts by asking you about the type of entity you want to create and providing information for each one.
  • ZenBusiness has a clean and playful feel and immediately offers you three plans that you can use to start your business. It also contains a brief description of the steps to form a new entity.

Comparing Different Business Entity Types

Prospective business owners will need to review their options when deciding on the right business structure, such as LLC, S Corporation or C Corporation. It’s important to have the right information so you can make an informed, educated choice.

  • Incfile has dedicated pages on each entity type, from LLCs to C Corporations, plus an interactive Business Entity Quiz designed to give a prospective business owner deep insight into the business structure that’s best for them. It also has an overview page and comparison chart highlighting the key benefits and drawbacks for each type of business entity.
  • ZenBusiness does not have any type of entity comparison page or an explanation of what you get with each type of business. We believe it’s important to provide this detail so that a business founder has a good understanding of their options.

Incfile has a large collection of helpful guides and documents to guide prospective business owners. Although ZenBusiness does have a blog, support guide and help center, all three areas lack extensive resources or detailed, comprehensive articles. The blogs for both Incfile and ZenBusiness are regularly updated.

Cost Comparison: Incfile and ZenBusiness

Incfile provides three packages for LLC company formation, while ZenBusiness provides one basic service.

Silver Package
Starter Package

Cost

$0 + state fee

$49 + state fee

Whats Included

  • Unlimited business name searches
  • Verification of company name availability
  • Preparation and filing of articles
  • Setup of a business bank account with Bank of America
  • Free electronic delivery of documents
  • An online dashboard
  • Unlimited phone and email support
  • Free business tax consultation
  • Lifetime customer alerts
  • Lifetime customer support
  • Speed of processing: two to three weeks
  • Name availability search
  • Preparation and filing of articles
  • Phone and email support
  • Online document access
  • Statement of the organizer
  • Free CPA assessment
  • Operating Agreement*

*Somewhat confusingly, this is also listed as a separate fee of $35 elsewhere on the ZenBusiness website.

Gold Package
Pro Package

Cost

$149 + state fee

$179 + State Fee, Billed Annually

Whats Included

Includes everything in the Silver package, plus:

  • A corporate kit
  • An Employer Identification Number from the IRS
  • Filing of IRS Form 2553 if needed to have your LLC taxed as an S Corporation
  • Creation of a customized Operating Agreement
  • Provision of a banking resolution
  • Express shipping of physical documents

Includes everything in the Starter package, plus:

  • Speed of processing: five to eight business days
  • Expedited filing
  • An Employer Identification Number from the IRS
  • Provision of a banking resolution
  • Registered Agent services
  • Compliance services
Platinum Package
Premium Package

Cost

$299 + state fee

$349 + State Fee, Billed Annually

Whats Included

Includes everything in the Silver and Gold packages, plus:

  • Access to a business document and contract templates library
  • Expedited filing
  • FedEx delivery
  • A website domain name and business email

Includes everything in the Starter and Pro packages, plus:

  • Speed of processing: two to four business days
  • Rush filing speed
  • A business website
  • A business domain name

Aside from the Starter package, ZenBusiness is only slightly more expensive than Incfile, although they do bill annually, which could get expensive.

Other Business Services Offered

Both Incfile and ZenBusiness provide several business services besides company formation. We’ve included a summary of those services below, along with the price from each provider.

Registered Agent Services

Provides a Registered Agent to take care of receiving your official business filings and paperwork

Incorporate Business
Cost

Incfile

Free for the first year, then $119 a year thereafter

ZenBusiness

$99–$119 a year, included in all packages

“Reserve an Entity Name

Reserve the name you want to use for your business prior to your legal formation.

Incorporate Business
Cost

Incfile

Not offered as a service, since name reservation is automatically included in business formation process

ZenBusiness

$50 + state fees

“Fictitious” or “Doing Business As” Name

Use this filing to do business under a different name than the name of your LLC.

Incorporate Business
Cost

Incfile

$99 + state fees

ZenBusiness

$95 + state fees or initial filing, then $50 a year

Employer Identification Number from the IRS

Most LLCs will need an EIN for tax identification purposes.

Incorporate Business
Cost

Incfile

Included as part of the Gold and Platinum packages, or $70 as a one-off fee

ZenBusiness

Included as part of Pro and Premium packages, or $70 as a one-off fee

Customized Operating Agreement

An Operating Agreement defines various facts about the owners of a business and how they will interact.

Incorporate Business
Cost

Incfile

Included as part of the Gold and Platinum packages

ZenBusiness

One part of their website says this is included in all packages, but it is also listed as a separate service for $35

Banking Resolution

A banking resolution authorizes certain individuals within the business to access, control and act as a signatory on business bank accounts.

Incorporate Business
Cost

Incfile

Included as part of the Gold and Platinum packages, or $35 as a separate service

ZenBusiness

Included as part of the Pro and Premium packages, or $30 as a separate service

Business Licenses and Permits Research

LLCs require various permits and licenses to operate.

Incorporate Business
Cost

Incfile

$99

ZenBusiness

$89

S Corporation Tax Filing Structure for an LLC

This type of tax filing can save significantly on self-employed taxes.

Incorporate Business
Cost

Incfile

Included as part of the Gold and Platinum packages, or $50 as a one-off fee

ZenBusiness

Not offered as a service

Trademark Search and Registration

Trademark searches look for trademarks similar to those you want to register. Trademark registration takes care of the trademark filing and approval process.

Incorporate Business
Cost

Incfile

$199 + federal fee for both trademark search and registration

ZenBusiness

Not offered as a service

Annual Report Filing

Helps you file an annual or biennial report or statement of information with the relevant agency.

Incorporate Business
Cost

Incfile

$99 + state fee

ZenBusiness

$75 + state fee, or as part of an annual compliance service, $119 a year + state fee

Corporate Kit and Seal

A corporate kit provides a way to gather and file paper documentation, membership or share certificates, and a seal with your company’s name.

Incorporate Business
Cost

Incfile

Included as part of the Gold and Platinum packages, or $99 as a one-off fee

ZenBusiness

Not offered as a service

Corporate Bylaws

Bylaws are required for S Corporations and C Corporations for corporate governance. They are not required of LLCs.

Incorporate Business
Cost

Incfile

$30 or included as part of Gold and Platinum packages

ZenBusiness

Included in all packages

Corporation Organizational Meeting Minutes Templates

S Corporations and C Corporations are required to keep business minutes of formal meetings. This is not required of LLCs.

Incorporate Business
Cost

Incfile

Included in Gold and Platinum packages, or $25 as a separate service

ZenBusiness

Not offered as a service

As you can see, Incfile and ZenBusiness charge relatively similar amounts for business services, although ZenBusiness does not offer the range of services that Incfile does. Although we like the ZenBusiness website, the gap between their business guides and Incfile’s is significant.

Here at Incfile, we’ve worked hard to provide a comprehensive range of business formation and management services at a competitive price.

Get started by making your selections