What Business Can I Start with $100 in 2022?


What Business Can I Start with $100 in 2022?

Passionate about becoming an entrepreneur but feel you need a truckload of savings to start? We get it — funding is a legitimate concern. Luckily, today’s tools and technology have not only made setting up and running a business easier but also a lot more affordable. 

Here are a few of the top business ideas that require just $100 (or less) to start. You read that right. Just one crisp $100 bill is enough to launch your entrepreneurship journey. 

Don’t believe us? Let’s explore some of the best low-investment businesses for 2022 and find out how to start a business with $100.

Not ready to form a business entity yet? Get a DBA instead.

How Can I Start a Business with $100? 

Business opportunities come in all different sizes, and not all require a hefty bank balance. If you're confused about what businesses would be lucrative in 2022, we’ve made a list of some easy-to-implement and affordable ideas. What’s pertinent about these business ideas is the fact they are home-based and leverage your interest and existing skill set. 

$100 Startups for 2022 

Senior Home Care Services (Non-Medical)

According to the U.S. Census Bureau, the number of older adults in the nation will overtake the number of children by 2034. As the population continues to go increasingly gray, their needs will increase as well.

projected number of children and adults


If you’re looking for a low-cost idea, starting a senior home care business is one to consider. This in-demand and non-medical business is relatively easy to start and manage. Also, a typical non-medical home care provider earns around $27 an hour, so you could make up to $50,000 per year or more (depending on how you charge for your services).

Services you can offer include doing housework, accompanying them to doctor appointments or concierge services like personal shopping or dropping off/picking up dry cleaning. Market your services via a website, social media or physical brochures at doctors’ offices. Remember your target market will not only include your prospective clients but their adult children too. 

One thing to pay attention to is licensing and permits, as some states might require certification for offering personal care and caregivers. Here’s a full list of requirements by state.

Dropshipping Business 

By the end of 2021, the U.S. population is expected to spend $933 billion online, a massive 17.9 percent year-on-year increase. If this stat is any indicator, you know that online businesses are extremely hot right now. 

dropship model small business


Dropshipping is an ecommerce business that doesn't require investment in inventory, so you don’t even have to worry about storing, packaging or shipping your products. How does it work? You set up an online store focusing on a niche of products after partnering with a supplier(s). When a product is sold, the product will be shipped directly to the customer from the supplier. You are responsible for marketing and driving traffic to your online store. 

Shopify and Amazon are some of the most popular dropshipping platforms and you can expect to shell out between $0.99 to $40 to get started. Learn more about Amazon's commission fees.

start a business for less than 100 dollars

Holiday Decorator 

Have a knack for designing, decorating and spreading holiday cheer? When it comes to how to start a business with $100, becoming a holiday or party decorator might be a fun and rewarding startup. Everyone loves holiday decor, but few have the time or creativity to execute it. That’s where you come in. Here's another plus — holiday decorating doesn’t require the certification that interior design does. 

Identify a decor style or niche by browsing design magazines or Pinterest. As a decorator, even your first client will want to see pictures. Therefore, start by redecorating your own home and taking before-and-after pictures. Volunteer to decorate for family and friends, and don’t forget to take pictures for your portfolio. 

To keep investment costs low, identify suppliers that will allow you to rent decor items. Promote your business through word of mouth, Instagram and Facebook. Lastly, you'd also benefit from having a website and listing your business on Google My Business.

Personal Concierge Services

Immediately thought of hotel concierge services? Well, you aren’t too far off. While a hotel concierge might be asked to help with dinner reservations, as a personal concierge, you might be asked to help with the following:

  • Filing and other organizational tasks
  • Running personal errands
  • Making travel arrangements
  • Coordinating household chores or groceries
  • Pet sitting 

This business requires no specific degree, certification or startup investment. However, relevant experience helps. If you have a background as a personal assistant, thrive on doing a variety of things or are able to multitask, then consider this low-cost idea. 

Identify which services you want to offer and start promoting by building a website. List free ads on Craigslist, create a profile for yourself on Upwork and TaskRabbit or attend your local chamber of commerce meetings to secure work. 

Virtual Trainer/Coach

One of the easiest businesses to start is to offer your own expertise online, whether that’s in hairstyling, nutrition planning or investing. The startup investment costs are close to none (usually requires a computer, broadband internet and a good pair of headphones). Depending on your area of expertise, you can offer personalized services or group consulting. Identify your niche, build a website and start promoting your expertise via LinkedIn, your own network or social media. 

Gain credibility in the market by offering free tips or suggestions via short videos or reels; you don’t even need fancy video equipment to make them — your phone will suffice. You can also join LinkedIn industry forums or Facebook groups and answer any relevant questions to further drive traffic to your business. 

Home Organizational Consultant 

Thanks to Netflix's "Tidying Up with Marie Kondo," everyone realizes the importance of an organized home or office. However, few know how to go about it. If design and organization is your forte, you can easily start a home organizational consultant business with less than $100. 

Create a free yet professional website on Wix and set up a profile on Fiverr. Start building testimonials by doing some “free” work for close family and friends. Some home organizers enjoy annual earnings of $110,000. You can add additional income streams through speaking gigs, training others or developing guides and books for DIYers.

While professional organizing requires no licenses, you can consider joining  The National Association of Organizing and Productivity Professionals or the American Society of Professional Organizers, which offer courses and other perks to members.  

Start Your Business — Nothing is Impossible

When it comes to starting a business, we're often limited by our own preconceptions. The few under $100 or $500 business ideas we mention are just the tip of the iceberg, and hopefully, they make you realize that entrepreneurship doesn't always require a large bank balance.

However, remember that starting a business with little cash doesn’t mean you can jump in recklessly — to ensure success, there are several other considerations you need to make. Selecting the right business entity, having a catchy business name and securing the pertinent business licenses and permits are a few things that’ll help your venture be poised for long-term success. 

Got your $100 ready? Excellent! For a smooth start, why not partner with Incfile? We can help you plan, form and even manage your new business. Incfile offers a full Business Resource Center for small businesses that includes free guides and downloads to help you along the way. 

Not ready to form a business entity yet? Get a DBA instead.

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